
Based on my experience of almost 30 years of handling personal injury cases, I believe that soft tissue cases are worth about 3 times the reasonable and necessary medical bills plus lost earnings, plus future medicals and plus permanent impairment. I believe that broken bone cases are worth about 7 times the medical bills. Arbitrators have been typically awarding 3 times the medical bills in court mandated arbitrations in Bernalillo County. Juries have been giving close to this amount as well.
It is extremely important that injured patients communicate to their health care providers all of their pain and suffering and carefully describe how the injuries have affected them. If they don't communicate pain and suffering to their health care providers, they will have a much more difficult time getting 3 times the reasonable and necessary medical bills. Health care providers won't fabricate complaints and symptoms of pain and suffering, so if there are no complaints by the injured patient they will have nothing documented by the health care provider.
Insurance company adjusters and their attorneys, judges, arbitrators and jurors will carefully read the medical records written by the health care provider. If no pain and suffering is mentioned, don't expect a large amount of pain and suffering.
A personal diary of how the injuries have affected you is also helpful. The diary can track specific instances of pain and suffering. The diary should include names of people who witnessed the discomfort and the degree of discomfort. The diary can also be read by the decision maker in determining how the injuries affected your daily life.
Attorney Mark Caruso is a former insurance company attorney who now represents injured clients in their personal injury claims. He is a 1982 graduate of Pepperdine University School of Law and is a former State Representative in the New Mexico Legislature. His offices are located in Albuquerque. For a free consultation you can contact Mark Caruso at the Northeast Heights Office (Montgomery & Carlisle) at 505-883-5000 or his Westside Office (Coors NW and I-40) at 505-369-1361
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